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Business Optimiser

Accounts that work as hard as you do.

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Business Optimiser

A variable interest business savings account with 24/7 access.

Features

Why open a Business Optimiser?

  • Variable welcome rate

    Put surplus cash to work and get a variable welcome rate for six months on balances up to €1 million for new customers.

  • Pay no ING fees

    There are no hidden charges.

  • Use it how and when you want

    Give up to four people access to your account 24/7, via online or mobile banking.

  • Know your savings are guaranteed

    Combined savings balances up to €250,000 per customer are guaranteed by the Netherlands Government.

Important information
Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
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Rates and fees

No fees, variable rates

A variable interest rate will help your business savings grow.
A minimum combined balance of €50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Interest rates

Variable welcome rate

For the first six months, for new customers, on balances up to €1million.

0.75

Standard variable rate

0.35
Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
Open now
FAQs

Got a question about the Business Optimiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Optimiser FAQs.
Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
Open now
How to get started

Put your Business Optimiser to work

1. Sign up

To open a new account, get started here by downloading a form.

Existing customers can open an additional account/s over the phone.

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Grow your business savings

Make the most of the variable interest rate. Set up automatic deposits and boost your savings.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Netherlands resident for taxation purposes

Aged 18 years or over

You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Optimiser). Please note, the ING Orange Everyday is a personal bank account and can't be linked to your Business Optimiser

An Netherlands Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, contact us to confirm your entity)

An existing Client Number (if you're already with ING)

Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
Open now