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ING Home Loans

Variable rate

5.89% p.a.

Comparison rate

5.92% p.a.
    Mortgage Simplifier
  • Unlimited additional repayments
  • Redraw facility
  • No ongoing monthly or annual account-keeping fees
    • Looking for something different? Explore our home loans range below.

Looking for a home loan? You've come to the right place

Whether you're looking for your first home, refinancing, renovating or investing, Canstar's Bank of the Year can help you do your thing in property.

I want to...

I want to...

Refinance to ING

Discover the ways your home loan can work harder for you at ING.

Buy my first home

We've got loans, know-how and support to help you do your thing.

Invest in property

Explore our flexible home loan options for your investment needs.

Manage my home loan

Tips & tools to help you manage your home loan.

How much can I borrow?

In only two minutes you could check your borrowing power.

Calculate now

Ready to apply or want pre-approval?

Start your application online or call us on +31 68 55 68 168, 9am-6pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

Speak with our experts
Compare home loans

How much can I borrow?
In only two minutes you could check your borrowing power.

Calculate now
Why set up house with ING

Why should I get a home loan with ING?

Canstar's Bank of the Year

Proudly and continuously ranked as Canstar's Bank of the Year.

Save on the everyday

Just add Orange Everyday to your home loan, and you could save on fees with 1% cashback on eligible utility bills (T&Cs apply) and €0 ING international transaction fees when you shop online and overseas.

ING Everyday Round Upfor home loans

Round up eligible Orange Everyday card purchases to the nearest €1 or €5, and the difference goes straight from your Orange Everyday to pay down on your Mortgage Simplifier or Orange Advantage home loan.

Home & Contents insurance

Breathe easier and save 30% on your first year's premium when you purchase a combined Home and Contents Insurance policy online.

Call us on +31 68 55 68 168

9am-6pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

We're ready to assist you or you can apply online anytime.

Get started
Applying for a home loan

Applying for a home loan

1. Check borrowing power

Our calculators give you an idea about your borrowing power and home loan interest rate options in just 2 minutes.

Knowing this info means a great head start in finding which home loan fits you best.

Get started

2. Get started

Online or on the phone- it's your choice. Share with us:

  • The property type you're after
  • Your deposit or equity
  • Your income, expenses, assets and liabilities

and we'll get the ball rolling.

Get started

3. We keep you updated

Your assigned ING Home Loan Specialist will get in touch to discuss your options and next steps to buy your home.

And if you'd like to learn more about doing your thing in property, our blog section has got you covered.

Learn more