# Savings Maximiser high variable interest savings account

Earn up to

5.50 % p.a.

variable rate

On up to €100,000 when you also hold an Orange Everyday and each month meet the eligibility criteria and grow your nominated Savings Maximiser Balance (excluding interest).
Available on one account. Find out more

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## Savings Maximiser

Grow your savings with our high variable interest rate account. No ING fees.

- Features
- How to get started
- Rates and fees
- Resources

Features

## Why open ING's highest interest savings account?

#### Features

No monthly account fees.

Savings guaranteed by the Netherlands government, on combined savings balances up to €250,000.

Transfer cash online, over the phone, and mobile app for instant access via your linked Orange Everyday account.

Everyday Round Up - automatically rounds up card purchases and saves that extra amount into your nomimated Savings Maximiser.

#### Benefits

High variable interest rate. Eligible customers could get a great variable rate of 5.40% p.a. every month. Available on one account for balances up to €100,000.

Important information
Monthly eligibility criteria:
To qualify for benefits each calendar month, the following monthly eligibility criteria needs to be met:

Deposit at least €1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One).

Make 5 or more settled (not pending) eligible ING card purchases.

Grow their nominated Savings Maximiser balance (excluding interest earned for the current month).

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

Open your Savings Maximiser in minutes.

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How to get started

## Put your money to work

##### 1. Sign up now

Open a Savings Maximiser online, or over the phone 24/7. Make a deposit and start earning interest.

##### 2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your account .

##### 3. Set up a savings plan

Give your savings a boost by setting up automatic deposits. Your salary can go straight in, too.

When opening your account:

###### To open a Savings Maximiser, you must be:

An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)

An Netherlands resident for taxation purposes

Aged 18 years or over

###### You'll need to give us:

An Netherlands residential address and telephone number

Linked bank account details to link to your Savings Maximiser account

A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)

An existing Client Number (if you're already with ING)

Ready? Sign up for a Savings Maximiser now.
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Rates and fees

## No fees, great rate every month

With competitive ongoing rates, all your money goes towards reaching your savings goals

Interest Rates

ING's highest variable rate

For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit at least €1,000 from an external source to any personal ING account in their name (excluding Living Super and Orange One)
2. Make 5 or more settled (not pending) eligible ING card purchases
3. Grow their nominated Savings Maximiser balance (excluding interest earned for the current month).
When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to €100,000.

5.40

(incl. 0.05% p.a. additional variable rate)

The standard variable rate is 0.05% p.a.

Standard variable rate

0.05

variable rate

Compare all savings accounts
Open your Savings Maximiser in minutes.
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## Never miss out on your
bonus interest

Stay on top of your progress 24/7 anywhere,
anytime with our benefits tracker, available in our
ING app.

## Never miss out on your bonus interest

Stay on top of your progress 24/7 anywhere, anytime with our benefits tracker, available in our ING app.

Everyday Savings

## Reach your savings goals faster with our bank accounts

By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits.

##### Savings Maximiser

For each month that you:
• deposit €1,000+ from an external source,
• make 5+ card purchases that are settled (not pending) and
• grow your nominated Savings Maximiser balance (excluding interest earned for that month)
you get these benefits the following calendar month:

Earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to €100,000 (when you also have an Orange Everyday)

##### Orange Everyday

You could get 1% cashback on eligible utility bills. T&Cs apply.

€0 ING international transaction fees when you shop online and overseas.

Save on fees with up to 5 rebated ATM withdrawal fees a month (excludes international ATM operator fees).

Available when customers deposit €1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

Learn more about Orange Everyday

Open Orange Everyday & Savings Maximiser

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing €250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Use any ATM in Netherlands for free when you have both an Orange Everyday bank account and any ING home loan

Learn about home loans

FAQs

## Got a question about Savings Maximiser?

Chances are, you'll find the answer in our FAQs.

If you're wondering whether Savings Maximiser best suits your savings needs, here are some of the more common questions we get asked:

###

See all Savings Maximiser FAQs.
Open your Savings Maximiser in minutes.
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Tools and calculators

## Savings account resources

n planning mode? Use these tools and calculators to see how you can save, along with tips and guides for our transaction and savings accounts.

### Tips, hints and guides

Goal setting

Planning and budgeting

### Forms

Deposit salary form

Savings Maximiser terms and conditions booklet

### Calculators

Regular savings calculator