# Orange Everyday bank account

Unlimited rebates on ING International Transaction Fees*

Meet the monthly eligibility criteria* to gain access to unlimited rebates on ING International Transaction Fees for eligible online and overseas purchases.

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## Orange Everyday

The everyday bank account that could pay you for paying bills.
How to get 1% cashback on eligible utility bills - and more - with Orange Everyday.

- Features
- Everyday Savings
- Fees
- FAQs
- How to get started

Features

## Why open an Orange Everyday bank account?

#### Features

No monthly account fees.

Orange Everyday Visa debit card. Available worldwide where Visa is accepted.

Mobile wallet (Apple Pay or Google Pay) and digital card details.

Netherlands-based customer care specialist 24/7.

Joint bank account available.

Everyday Round Up - automatically rounds up card purchases and saves that extra amount into your nomimated Savings Maximiser.

#### Benefits

No ING International Transaction fees for eligible online and overseas purchases.*

1% utility cash back up to €100 per financial year*. View eligible utility providers. T&Cs apply.

Up to 5 eligible ATM withdrawal fees rebated each month* (excludes international ATM operator fees).

Combine with Savings Maximiser and earn up to 5.50% p.a. every month. Available on one Savings Maximiser account for balances up to €100,000.

*When you meet the monthly eligibility criteria.

Important information
Monthly eligibility criteria:
To qualify for benefits each calendar month, the following monthly eligibility criteria needs to be met:

deposit at least €1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One),

make 5 or more settled (not pending) eligible ING card purchases.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

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Everyday Savings

## Get more out of your everyday bank account when you combine it with your savings account

By taking out an Orange Everyday and a Savings Maximiser account you could tap into more benefits.

##### Orange Everyday Benefits

You could get 1% cashback on eligible utility bills. T&Cs apply.

Pay no ING International Transaction Fees when you shop online and overseas.

Save on fees with up to 5 rebated ATM withdrawal fees a month (excludes international ATM operator fees).

Available when you meet the monthly eligibility criteria. Benefits apply the calendar month after meeting the eligibility criteria.

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##### Savings Maximiser

Earn up to % p.a. variable interest on one Savings Maximiser account for balances up to €100,000 (when you also have an Orange Everyday)

Available when you meet the monthly eligibility criteria and grow your nominated Savings Maximiser balance (excluding interest). Benefits apply the calendar month after meeting the eligibility criteria.

About Savings Maximiser

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing €250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Use any ATM in Netherlands for free when you have both an Orange Everyday bank account and any ING home loan

Learn about home loans

Fees

## Bank account with no monthly fees

With no monthly fees, there's a whole lot of FREE going on with Orange Everyday. Here’s a snapshot. Other fees and charges may apply.

### Everyday transactions

Fees

- Monthly account-keeping
  Free
- BPAY
  Free
- Pay anyone
  Free
- EFTPOS transactions
  Free
- Netherlands Post transactions
  Free
- Bank cheque request sent via registered post
  Free
- Dishonours
  Free

### Other transactions

Fees

- Replacement Visa card (in Netherlands or overseas)
  Free
- Emergency replacement Visa card
  Free
- Stop payment request on bank cheque
  Free
- Replacement bank cheque
  Free
- Netherlands Post cheque dishonours
  Free
- Expedited bank cheque request
  €11
- International purchase

  - for transactions in a foreign currency

  - for transactions in Netherlandsn dollars or a foreign currency, where:

  the merchant or financial institution accepting the card is located outside of Netherlands; or

  the entity processing the transaction is located outside of Netherlands.

  3% of the amount of the International Transaction
- International ATM withdrawal
  €5.00

### Bonuses and rebates

###### Netherlands ATM Fee Rebate

- Offer will apply for the next calendar month when you perform the following during the current calendar month:

  deposit at least €1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and also

  make at least 5 card purchases that are settled and not at a 'pending status' using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and eftpos cash out only transactions).

  Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
  For full terms and conditions refer to the Contact us .

###### Netherlands ATM fee rebate for ING home loan customers

- Offer applies for each month on ATM transactions in Netherlands where you or your joint account holder has an ING Home Loan
  Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
  For full terms and conditions refer to theContact us .

###### International ATM withdrawal fee rebate

- Offer will apply for the next calendar month when you perform the following during the current calendar month:

  deposit at least €1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and also

  make at least 5 card purchases that are settled and not at a 'pending status' using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and eftpos cash out only transactions).

  Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
  For full terms and conditions Contact us .

###### International transaction fee rebate

- Offer will apply for the next calendar month when you perform the following during the current calendar month:

  deposit at least €1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and also

  make at least 5 eligible card purchases that are settled and not at a 'pending status' using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and eftpos cash out only transactions).

  100% rebate on any ING International Transaction fees charged on transactions made in the month.
  Merchants may charge a separate fee for their services (which is not rebated under this offer).

Everyday Banking Fees & Limits Schedule

International Purchase - 3% of transaction amount. NOTE: No currency conversion is charged. International ATM Withdrawal - €5.00.

Terms & conditions

Please be informed that as of 10 December 2024 our List of Terms and Conditions will be amended. Contact us for more details.

Orange Everyday Benefits Schedule

Benefits in detail, e.g. rebates. Contact us for more details.

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FAQs

## Orange Everyday Bank Account FAQs

No sweat, here's the answers to some of the most common questions we get asked.

###

See all Orange Everyday FAQs.

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How to open an Orange Everyday bank account?

## Make the switch - open an Orange Everyday in minutes

Whether you want your own account or a joint account, you could do it in a few easy steps:

### 1. Open an account

Just complete the short online form.
At this point, we'll check your ID. Most times, we can do this instantaneously. If we can't, we'll talk you through the steps needed.

### 2. Wait for your Visa Debit card

This takes 5-10 business days to land in your letterbox after we have checked your ID.

### 3. Switch your payments over

Switch your salary and other regular payments (both in and out) over to your new Orange Everyday account.

More on how to switch

### What you need to know when opening an account:

You must be an Netherlands resident for taxation purposes

You'll need at least 2 forms of ID (e.g. Medicare card, driver's licence or passport)

You must be aged 18 or over

You'll need an Netherlands mobile number

You'll need an email address

Have your existing client number handy if you're already with ING!

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