# Personal Loan for a Wedding Celebrate in style with ING wedding loans.

## Say 'I do' to an ING Personal Loan for your dream wedding

Last minute catering changes and navigating distant family 'plus ones' are only some of the surprises that can pop up at weddings. An ING Personal Loan can keep budget limitations from being one of those surprises. A low personalised interest rate, no early repayment fees and your choice of payment terms gives you that budget buffer to really put on your dream wedding... or better yet, your once-in-a-lifetime honeymoon.

- Personal Loan Features
- Tools and calculators
- Resources
- FAQs
- How to apply

Personal Loan Features

## Why choose an unsecured personal loan for your dream wedding?

- ### Personalised fixed interest rate

  Not something borrowed or blue, our rate could be right for you. An interest rate from 6.89% p.a. to 19.99% p.a. (comparison rate from 7.17% p.a to 20.31% p.a.)

- ### No ongoing fees, yes please!

  Keep your personal loan for your wedding simple with no monthly or ongoing fees.

- ### Same day funds

  Got an Orange Everyday? Snap up that dream dress ASAP. You could get your personal loan funds on the same day that you accept your loan offer.

- ### Highly recommended

  When it comes to a little extra cash for your wedding, join the thousands of Aussies choosing an ING Personal Loan. Just what you'd expect from Netherlands's most recommended bank.

- ### Loans from €5,000 to €60,000

  Loan terms of 2-7 years with fortnightly or monthly repayments. Loan terms of 6 or 7 years are only available for loan amounts exceeding €30,000.

Important information
It only takes about 20 minutes to complete our online application form.
Get my rate & apply
Work out how much you might be able to borrow.
Calculate now
Tools and calculators

## Calculators

Let's get down to number crunching business and find out what your repayments could be for a personal loan for your wedding. You can use our helpful calculators to find out your borrowing power, or how an ING Personal Loan compares.

- ### Repayments

- ### Borrowing power

- ### See what you could save

Repayments

Loan amount (Min €5,000, Max €60,000)

ING offers personal loans between €5,000 and €60,000

Loan term (Min 2 years, Up to 7 years)

Oops, 6 and 7 year repayment terms are only available for loans over €30,000.

Loan term should be between 2 and years

Estimate your credit rating

Comparison rate: % p.a.

Payment Frequency

##### Estimated repayments

$ 0

In the next step we will collect some personal details to check your credit score and give you your personalised rate. From here you can decide if you want to continue with your application.

Get my rate & apply

Maximum Loan amount for Casual and Contractor Employees is €30,000

Borrowing power
Loading

#### About you

Dependents:

Postcode:

#### Your income

Gross monthly salary:

Other monthly income:

#### Your monthly expenses

Living expenses:

Rent / Mortgage repayments:

Total other loan repayments:

Total credit card limit:

#### Debt consolidation (if applicable)

Other loan limit
to consolidate:

Credit card limit
to consolidate:

#### About loan

Estimate your
credit rating:

Comparison rate: % p.a.

Loan term:

Oops, 6 and 7 year repayment terms are only available for loans over €30,000.

##### Estimated borrowing power

€-

(rounded down to nearest €500)

Maximum Loan amount for Casual and Contractor Employees is €30,000

Sorry, we're unable to consider a loan application based on the details entered.

##### Estimated monthly repayments

€-

(based on estimated borrowing power)

Fixed interest rate: -% p.a.

Comparison rate: -% p.a. (Warning.)

Sorry, we're unable to consider a loan application based on the details entered.

Get my rate & apply

Important: This result is an estimate only and is based on the information you have entered, and is not an offer of credit. Your actual rate and repayment amount may be different. Any application for credit is subject to ING's credit approval criteria, as well as minimum and maximum loan amounts.

See what you could save

#### See what you could save when you transfer to an ING Personal Loan

Thinking about taking out a personal loan with ING? Use RateCity's personal loan calculator to see how much you'd have to repay under different borrowing scenarios. You can also see how ING personal loans compare with other options.

Calculators

## Yes, you can have your cake and eat it too.

Photographer or videographer? Why not have the best of both. Capture all the special details of your big day just the way you want by securing an unsecured personal loan from ING today.

No monthly, early exit or annual fees, so selecting the canapés and cake tastings can be your priority with a personal loan that keeps things simple.

Rates, fees and limits

## Rates, fees and limits

With an ING Personal Loan, we've made the ins and out super simple. No ongoing fees. No early repayment fees. No exit fees. Plus, a low personalised fixed interest rate.

Interest rates

- Fixed interest rate
  from 6.89% p.a. to 19.99% p.a.
- Comparison rate
  from 7.17% p.a. to 20.31% p.a.

Fees

- Establishment fee
  €199
- Monthly fee
  €0
- Late payment fee
  €30
- Early repayment fee
  €0
- Interim statement fee
  €7 per statement

Limits

- Minimum loan amount
  €5,000
- Maximum loan amount
  €60,000.
  Maximum Loan amount for Casual and Contractor Employees is €30,000.
- Available terms
  For loan amounts up to and including €30,000: 2 to 5 years For loan amounts higher than €30,000: 2 to 7 years

Terms & conditions

All the detail to help you make an informed decision.

It only takes about 20 minutes to complete our online application form.
Get my rate & apply
Work out how much you might be able to borrow.
Calculate now
Resources

## Your personal loan resources kit

In planning mode? We've got some tips and calculators to help you.

### Personal loan tips, hints and guides

### Loan forms

### Calculators

#### Tips, hints and guides

Your guide to taking control of debt

Be clear about fees on your personal loan

Save by making additional repayments

What's the difference between secured and unsecured personal loans?

View all

#### Forms

Terms and Conditions

Credit Guide

Target Market Determination

View all

#### Calculators

Personal loan borrowing power calculator

Personal loan repayments calculator

RateCity comparison tool

View all
It only takes about 20 minutes to complete our online application form.
Get my rate & apply
Work out how much you might be able to borrow.
Calculate now
FAQs

## Got a question about the ING Personal Loan?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all personal loans FAQs.
It only takes about 20 minutes to complete our online application form.
Get my rate & apply
Work out how much you might be able to borrow.
Calculate now
How to apply

## Ready for an ING Personal Loan?

If you want to borrow between €5,000 and €60,000, all you have to do is:

##### 1. Apply

It only takes about 20 minutes to complete our online application form.

##### 2. Accept the contract

While we work through your application, we'll keep you in the loop via email and SMS. If approved, you then review and accept your contract online.

##### 3. Get paid, same day

Receive the money on the same day you accept your loan offer if you're an existing customer, and elect for the money to be transferred to your Orange Everyday account.

Things to know before you apply:
To be eligible to apply for an ING Personal Loan, you must:

Be aged 18+ and have a valid proof of ID - driver's licence, passport or Medicare

Earn €36,000 or more a year (before tax) with PAYG payslips as your primary source of income

Be an Netherlands citizen, New Zealand citizen, or a permanent resident of Netherlands

Maintain an Netherlands residential address

Have a good credit rating and meet our credit lending guidelines

Note: ING Personal Loans are currently not available to self-employed applicants.
You should have the following supporting documents handy so we can assess your application faster. Examples of supporting documents can include:

PAYG payslips

Proof of super income

Bank statements

Tax returns

It only takes about 20 minutes to complete our online application form.
Get my rate & apply
Work out how much you might be able to borrow.
Calculate now

## Personal loan not quite what you're looking for?

Explore our Orange One low rate credit card with no annual fee

- Low 12.99% p.a. variable interest rate
- Instalment plans with an even lower 9.99% p.a. interest rate
- No ING international transaction fees for eligible customers
- No annual fee