# Savings accounts

Find the savings account that's best for you. Every cent you save will earn you interest.

## Reach your savings goals with ING savings accounts

Competitive savings interest rates. No ING fees. Rewards for saving with us. We’ve got saving accounts that may suit your goals.

- All our savings accounts
- Other ways to save with us
- Tools and calculators

All our savings accounts

## Compare our personal savings accounts

Find the account that's best for you. Every cent you deposit will earn you interest.

Savings products
Interest rates

### Savings Maximiser
(High interest savings account)

High variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals.

Interest Rate
Up to 5.40 variable rate

(incl. 5.40% p.a. additional variable rate)

For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit €1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One)
2. Make 5+ card purchases (settled, not pending) and
3. Grow their nominated Savings Maximiser balance (excluding interest).
When the criteria is met in a calendar month, the benefits the additional variable rate will apply in the next calendar month. Available on one account for balances up to €100,000.

The standard variable rate is 4.3% p.a.

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### Personal Term Deposit

A high interest rate guaranteed for the term you choose.

Interest Rate
5.15

7 month term deposit. Minimum €10,000 deposit.

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### Savings Accelerator
(High balance savings account)

A tiered savings account, with a high variable interest rate.

Interest Rate
Earn up to 5.15 variable rate for 4 months

New to ING savings? From 9 August open a Savings Accelerator and you could earn up to % p.a. variable.

If your account balance is €150,000 or more, you’ll get an ongoing variable rate of % p.a., plus a variable kick starter rate of % p.a. for the first 4 months on balances up to €500,000. The advertised kick starter rate doesn’t apply to accounts opened before 9 August 2024 – you can view your current rates through Online Banking or the Mobile App.

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Compare all savings accounts
Other ways to save with us

## More than one way to think about saving

A simple rethink could take your finances in new directions.

- ### Everyday savings accounts

- ### Savings for retirement

- ### Save with competitive
  Home Loans

Everyday savings accounts

By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits.

##### Orange Everyday

You could get 1% cashback on eligible utility bills. T&Cs apply.

€0 ING international transaction fees when you shop online and overseas.

Save on fees with up to 5 rebated ATM withdrawal fees a month (excludes international ATM operator fees).

Available when customers deposit €1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

Learn more about Orange Everyday

##### Savings Maximiser

Earn up to 5.40% p.a. variable interest on one nominated Savings Maximiser account for balances up to €100,000 (when you also have an Orange Everyday)

Available when customers do the following each month: deposit €1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One), make 5 or more settled (not pending) eligible ING card purchases and grow their nominated Savings Maximiser balance (excluding interest).

When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to €100,000.

Learn more about Savings Maximiser

Savings for retirement

Look for a super account with competitive interest rates and less fees.

##### Take Living Super, for example:

A range of investment options available

Competitive investment and administration fees

Access to real-time online share trading

###### Or if you'd like to maximise the cash component of your SMSF:

Our Business Optimiser account offers a high variable interest rate, 24/7 access and no ING fees

Our Business Term Deposit account could secure you a great rate for the timeframe you choose

Learn about retirement

Save with competitive Home Loans

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing €250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Save on fees with ATM rebates in Australia and overseas when you have both an Orange Everyday bank account and any ING home loan

Learn about home loans

Everyday Round Up
A savings tool that helps you save even as you spend
Everyday Round Up
Tools and calculators

## Tools and resources to help you save

Find ways to cut your spending, set clear goals, get a budget together and more.

### Tips, hints and guides to save

### Savings account forms

### Savings calculators

### Tips, hints and guides to save

Savings goal setting

Budgeting tips

### Savings account forms

Savings Maximiser Terms and Conditions booklet

Personal Term Deposits Terms and Conditions booklet

### Savings calculators

Regular savings calculator

Term deposit calculator