# Savings Accelerator

Open my account

Earn up to

5.20% p.a.

Variable rate (4 months)

Then earn up to

4.70% p.a.

ongoing variable rate

New to ING savings? Depositing €150,000 or more? Don't miss out on this rate!

Open a Savings Accelerator from 9 August 2024 and roll higher with our 5.20% p.a. variable kick starter offer. This includes a % p.a. variable kick starter rate for the first 4 months on balances up to €500,000. After that, roll on with our 4.70% p.a. variable ongoing rate. This special kick starter rate is for a limited time only, don't miss out - open an account today!

Mortgage Simplifier rates:

Variable rate

3.80% p.a.

Comparison rate

3.82% p.a.

On owner Occupied Variable Home loans (principal & interest) borrowing €150k or more. Loan to value (LVR) ratio is less than or equal to 80%

H

- Netherlands's most recommended bank
- Best bank of the year 2023 Canstar award
- 1% cashback on eligible utility bills with Orange Everyday

Earn up to

5.20% p.a.

Variable rate (4 months)

Then earn up to

4.70% p.a.

ongoing variable rate

New to ING savings? Depositing €150,000 or more? Don't miss out on this rate!

Open a Savings Accelerator from 9 August 2024 and roll higher with our % p.a. variable kick starter offer. This includes a % p.a. variable kick starter rate for the first 4 months on balances up to €500,000. After that, roll on with our 4.70% p.a. variable ongoing rate. This special kick starter rate is for a limited time only, don't miss out - open an account today!

## Savings Accelerator

A tiered savings account, with a high variable interest rate.

- Features
- Rates and fees
- Tools and calculators
- FAQs
- How to get started

Features

## Why open a Savings Accelerator?

#### Features

No monthly account fees.

No monthly deposit requirements or lock-in terms.

No fixed term or minimum withdrawal amount. Move your money 24/7 using the mobile app, online and phone banking.

Savings guaranteed by the Netherlands government, on combined savings balances up €250,000.

#### Benefits

New to ING savings? Earn up to 5.15% p.a. variable kick starter offer for the first 4 months on balances up to €500,000. For Savings Accelerator opened from 9 August 2024. If your account balance is €150,000 or more, you’ll get an ongoing variable rate of 4.45% p.a., plus a variable kick starter rate of 0.70% p.a.

Higher balance, higher interest rates. Get a high variable interest rate on balances over €50,000, and an even higher rate on balances over €150,000. Rate applies to your whole balance.

Important information
Open your Savings Accelerator in minutes
Open now
Rates and fees

## No fees, great rates

With no ING fees, the interest you earn is all yours.

Balance
Interest Rates

Kick starter offer - First 4 months

Available to new to ING savings customers on accounts opened from 9 August 2024, these rates include the variable kick starter rate of % p.a., which applies on top of the ongoing variable rate on balances of up to €500,000 for 4 months from the date of account opening (that is, the date an account number is issued). For balances over €500,000 the ongoing variable interest rate will apply. The advertised kick starter rate doesn’t apply to accounts opened before 9 August 2024 – you can view your current rates through Online Banking or the Mobile App.

Accounts with balances €150,000 - €500,000

Accounts with balances €50,000 - €149,999.99

Accounts with balances €0 - €49,999.99

Ongoing variable interest rate

Accounts with balances €150,000 - €5 million

Accounts with balances €50,000 - €149,999.99

Accounts with balances €0 - €49,999.99

The rates for each balance tier apply to the entire account balance, up to the limits stated.
The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed €5 million, whether account(s) are in individual or joint name(s).
Compare all savings accounts
Open your Savings Accelerator in minutes
Open now
Tools and calculators

## Figure out what you need

In planning mode? Use these tools and calculators to see how you can save.

### Tips, hints and guides to save

### Savings account forms

### Savings calculators

### Tips, hints and guides to save

Savings goal setting

Budgeting tips

### Savings account forms

Savings Maximiser Terms and Conditions booklet

Personal Term Deposits Terms and Conditions booklet

### Savings calculators

Regular savings calculator

Term deposit calculator

FAQs

## Got a question about Savings Accelerator?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Savings Accelerator FAQs.
Open your Savings Accelerator in minutes
Open now
How to get started

## Put your money to work

##### 1. Sign up online

Open a Savings Accelerator online, or over the phone 24/7. Make a deposit and start earning interest.

##### 2. Higher balance, higher rate

Earn a high variable interest rate on balances of €50,000 and over. And get an even higher rate for balances over €150,000.

##### 3. Access when you want it

There's no lock-in term. You can move your money when needed by making a simple funds transfer.

When opening your account:

###### To open a Savings Accelerator, you must be:

An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)

An Netherlands resident for taxation purposes

Aged 18 years or over

###### You'll need to give us:

An Netherlands residential address and telephone number

Linked bank account details to link to your Savings Accelerator account

A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)

An existing Client Number (if you're already with ING)

Ready? Open a Savings Accelerator now.
Open now