# Business Optimiser

Accounts that work as hard as you do.

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## Business Optimiser

A variable interest business savings account with 24/7 access.

- Features
- Rates and fees
- Tools and calculators
- FAQs
- How to get started

Features

## Why open a Business Optimiser?

- ##### Variable welcome rate

  Put surplus cash to work and get a variable welcome rate for six months on balances up to €1 million for new customers.

- ##### Pay no ING fees

  There are no hidden charges.

- ##### Use it how and when you want

  Give up to four people access to your account 24/7, via online or mobile banking.

- ##### Know your savings are guaranteed

  Combined savings balances up to €250,000 per customer are guaranteed by the Netherlands Government.

Important information
Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
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Rates and fees

## No fees, variable rates

A variable interest rate will help your business savings grow.
A minimum combined balance of €50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity's name.

Interest rates

Variable welcome rate

For the first six months, for new customers, on balances up to €1million.

0.75

Standard variable rate

0.35
Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
Open now
Tools and calculators

## Figure out what you need

In business planning mode? Use these tools to see how you can save.

### Tips, hints and guides to save

### Savings account forms

### Savings calculators

### Tips, hints and guides to save

Savings goal setting

Budgeting tips

### Savings account forms

Savings Maximiser Terms and Conditions booklet

Personal Term Deposits Terms and Conditions booklet

### Savings calculators

Regular savings calculator

Term deposit calculator

FAQs

## Got a question about the Business Optimiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Optimiser FAQs.
Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
Open now
How to get started

## Put your Business Optimiser to work

##### 1. Sign up

To open a new account, get started here by downloading a form.

Existing customers can open an additional account/s over the phone.

##### 2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

##### 3. Grow your business savings

Make the most of the variable interest rate. Set up automatic deposits and boost your savings.

When opening your account:

###### You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Netherlands resident for taxation purposes

Aged 18 years or over

###### You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Optimiser). Please note, the ING Orange Everyday is a personal bank account and can't be linked to your Business Optimiser

An Netherlands Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, contact us to confirm your entity)

An existing Client Number (if you're already with ING)

Need help? Call our Customer Care Specialists on +31 68 55 68 168.
Open a Business Optimiser now.
Open now