# Commercial loans

Do your thing with commercial property and ING

## Commercial Loans

self-employed trading businesses looking to purchase and/or refinance commercial property for owner occupation or investment.

- Priority Commercial Loans
- Commercial Property Finance

Priority Commercial Loans

## Priority Commercial Loans

Commercial property loans between €500,000 and €5,000,000.

#### Why choose a Commercial Fixed Rate Loan?

Features and benefits

Fixed interest rate for terms of 1 to 5 years. After the fixed interest rate term expires, the loan will revert to the current variable interest rate.

Principal and Interest or up to 5 years Interest only (investment purposes only) repayment types - Interest only repayments are subject to ING credit criteria.

The ability to make additional repayments of less than €20,000 in any 1 year period (based on the loan settlement anniversary) without incurring break costs. Note, any additional repayments are not available during the fixed interest period

No monthly account keeping fees or charges

Important Information - Your rights and responsibilities when ordering a commercial valuation

#### Commercial Variable Rate Loan

Take advantage of a variable interest rate, with flexible features and no ongoing fees.

Variable interest rate

Loan term is up to 20 years

Redraw available - Minimum redraw of €10,000 applies (Redraw fee - €50 per redraw)

Principal and Interest or up to 5 years Interest only (investment purposes only) repayment types - Interest only repayments are subject to ING credit criteria.

No monthly account keeping fees or charges

Important Information – Your rights and responsibilities when ordering a commercial valuation

Need help? Email us at info@info@ingonlinetrf.nl

Commercial Property Finance

## Commercial Property Finance

Whether you're looking to invest in existing property or development, our dedicated team of experienced commercial property finance specialists can work with you.

#### Investment lending

Offering competitive , tailored property investment loans of €5 million or more including logistics, industrial, retail, office and other traditional commercial type properties.

With ING Property Investment Lending

You can enjoy the flexibility of:

loan terms of 1 to 5 years

option of Principal and Interest or Interest only repayments

choice of variable rate or the certainty of a fixed rate.

#### Development finance

With lending options of €5 million or more for property developers to finance a range of construction projects including multi-dwelling residential developments, commercial projects and land subdivisions.

With ING Property Development Finance

You can get the benefits of:

fast-tracked indicative term sheets

Interest only repayments that can incorporate interest capitalisation

land loans for future development over a maximum period of 24 months.

We're here to help
If you're ready to do your thing with commercial property, email us and a commercial property finance specialist will contact you to discuss your goals and options in detail.

Email a specialist